“This was a great exercise. At times scary and depressing, such as when I found out how much I had to bring in each week just to pay my regular expenses. At other times very exciting, like when I figured out how I could pay down my mortgage in half the time remaining on it. The importance of creating income taking precedence to managing expenses, and treating savings accounts as expenses that come off the top, were my biggest lessons.”
Hermen Geertsema, DVM
Geertsema Equine Services Inc.; Aldergrove, BC
Financial Planning Course
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